Realdream Finance
Realdream Finance operates under Banco de España registration.
Offices in Blanes (Girona). Coverage across Spain. 100% online service.
Mission
The Spanish property market draws a constant flow of foreign buyers, but those buyers run into a wall of bureaucracy and language. Banks that do not speak their language, acronyms they have never seen, hidden risks they discover after completion.
Realdream Finance is the answer to that wall: mortgage + due diligence + paperwork + post-purchase, coordinated by a single registered contact who speaks the client’s language and knows the system from the inside.
The approach
Realdream Finance is not an agent for one bank. We work with a panel of 12 specialist partner banks and put forward the best offer for the client’s profile, not the one that pays the broker most.
Public pricing on this site. No hidden fees. Standard pre-contractual documents under Ley 5/2019 (FIPRE + FEIN) provided for every application.
English-speaking advisor: with you we speak English, with banks, notaries and public offices we deal in Spanish. At the moments that matter you do not have to translate or risk a misunderstanding.
One contract, one invoice, one contact. Mortgage + due diligence + paperwork + post-purchase all coordinated. The client does not have to chase 5 different professionals: we do it.
What we offer
Free profile pre-assessment, then we send the file to the best-suited banks among the 12 in the network. Rate and terms negotiated around the client’s profile.
Legal, planning, land-registry and technical checks before the deposit. "No surprise" cover included.
NIE, Spanish bank account, sworn translator, gestoría, Modelo 210 tax for the first year. All coordinated by one team.
Compliance & authorisations
Credit brokerage is a regulated sector in Spain (Ley 5/2019). Realdream Finance operates with all the structural safeguards required.
Service operating under registration as Intermediario Crédito Inmobiliario (Ley 5/2019). Entered in the Banco de España register under number E773. Full compliance with Spanish regulatory requirements.
Active, as the Banco de España requires. Cover of €460k per claim / €750k annual aggregate. The standard for regulated finance, protecting the client from any operational error of ours.
Personal data processed in line with the GDPR. Data Processing Agreements signed with every tool provider that handles client data. Right to erasure, data portability and opt-out guaranteed.
Documented operating procedures: client identification (passport + NIE), source-of-funds checks, SEPBLAC reporting (Servicio Ejecutivo de la Comisión de Prevención del Blanqueo de Capitales) where applicable.
Full compliance details and legal disclosures in the Terms of service.
Operating network
A network of 12 partner banks with products dedicated to non-residents: major national groups, expat divisions, premium, regional and digital banks. For every client: the file goes out in parallel, offers are compared, terms are negotiated.
For each case we select the best partners for the area and property type: notaries, real-estate lawyers, gestoría, sworn translators (IT/EN/FR/DE/NL), surveyors for technical reports. Managed together, so the client has a single contact.
Offices in Blanes (Girona) — Carrer Miramar 5, 1ª planta, 17300 — covering the whole of Spain. The service is delivered 100% online with professional tools (dedicated CRM, secure document management, video calls in English).
Realdream Finance
12
Partner banks for non-residents
EN·ES
English with you, Spanish with banks and notaries
€0
Profile pre-assessment
100%
Online · across Spain
Answer a few guided questions: 90 seconds. We work out whether Realdream Finance can help you.
Start now →Ready to buy a home in Spain?
Find the right path in 90 seconds
Assistente Realdream
Mutuo, casa e burocrazia in Spagna
AI assistant: it can make mistakes. For decisions, check with the team.
